Financial Counseling Service

Take the First Step to Improve Your Financial Situation
About Credit
How Can Sharonview help?

Take the First Step to Improve Your Financial Situation
  • Learn to manage your credit
  • Set up a personal budget
  • Develop money management skills
  • Work with trained counselors
Sharonview’s Financial Counseling Service can help you take the first step in improving your financial situation. Any member who is having difficulties or needs help in managing money has access to this service. Financial Counseling is a service that is completely confidential, personalized and free of charge. It can help you develop a workable financial plan and avoid most personal financial crises.

Nothing damages your credit like a personal bankruptcy. This declaration of insolvency becomes a part of your credit file and is a “red flag” to prospective lenders. This is why you will want to do everything short of bankruptcy to get your finances in order.

Our professionally trained financial counselors are here as a resource for you. Understanding your choices and discussing different courses of action will help you formulate a manageable financial plan. By starting today, you can develop a plan for your future and ensure your financial security.

For an appointment, contact Sharonview’s Financial Counseling Department at (800) 639-0245; or visit your local branch and they will be glad to schedule a convenient appointment for you.


About Credit

Each day our members use credit in one or more of its various forms. Successful use of credit depends on whether or not it is used wisely. Today, “easy credit” has pushed many people into indebtedness far beyond their ability to repay.

Sharonview’s Financial Counseling Service can help you identify financial difficulty and assist you in:

Debt Management - Evaluate the cost of incurring debt and its necessity

Developing Payment Plans - Examine the possibility of rescheduling debt payments and establishing a workable plan to repay creditors

Budgeting - Develop a detailed household budget to avoid financial setbacks

Wise Consumer Buying - Learn to shop for products and for financing

Money Management - Ease the burden of heavy debt so you can begin saving for the future


How Can Sharonview help?

You can take charge of your life and make changes necessary to get your finances back on track. Our Financial Counselors can be instrumental as you get back on the road to financial stability. There are three types of counseling offered through our service:
  • Remedial counseling
  • Preventive counseling
  • Productive counseling

Remedial Counseling
Remedial counseling is sometimes thought of as a rescue because it attempts to correct crucial money problems. If you are already in over your head and your monthly expenses exceed your income, you could be a candidate. Our counselors can help you find ways to increase your income and decrease your living expenses. In an emergency, we may be able to help adjust your debt payments by working out a more reasonable repayment schedule consistent with each creditor’s policy.

Preventive Counseling
Preventive counseling helps you correct a situation before it becomes serious. This type of counseling focuses on your financial trends and attempts to catch problems before they become critical. With a proper early-warning system, preventive counseling assists you in developing good money management skills, and helps you plan a budget and record keeping system to prevent problems before they occur.

Productive Counseling
Productive counseling assists you in managing your money more effectively and in developing a savings plan. This type of counseling helps you handle financial obligations and sets goals to reach your financial objectives. A carefully developed savings plan can help you plan for major purchases, education, and retirement.



For an appointment, contact Sharonview’s Financial Counseling Department at (800) 639-0245; or visit your local branch and they will be glad to schedule a convenient appointment for you.  
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.