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Sharonview Can Ensure You Receive The Best Value!
With many vehicle manufacturers touting 0% financing deals again, we want to make sure members aren’t taken for a
ride. That’s because beyond their so-called great rate, many times there are hidden costs, inflated add-ons and fine print
restrictions that can cost you more in the end.
As your Credit Union, please know you can always consult with us for a FREE deal comparison—and before buying
always be wary of the following pitfalls:
- Strict lending guidelines where usually
less than 20% of consumers qualify
- Usually restricted terms of 12 – 36 months
making for high monthly payments
- Limited to specific models that may have
lower resale values
- Typically lower trade-in value and you
may pay “full price” on dealer-installed
options,
extended warranties, protection coverages, etc.
- Subject to prepayment penalties and you
may be required to put 20% down
- You lose the REBATE! Most times, taking the
rebate and financing with your Credit Union
will save you money overall and you’ll enjoy
lower monthly payments
Shocking, Yes! But your Credit Union is here to help you get the most value for your money. Many times, you are much
better off taking the manufacturer’s rebate and financing with the Credit Union. (See example)
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Sharonview FCU Financing
6% APR for 60 months* |
Manufacturer Financing
0% APR for 60 months |
| Vehicle Selling Price |
$25,000 |
$25,000 |
| Manufacturer’s Rebate |
$4,500 |
$0 |
| Amount Financed |
$20,500 |
$25,000 |
| Interest Over Loan Period |
$3,279 |
$0 |
| Total Cost |
$23,779 |
$25,000 |
| Monthly Payment |
$396.32 |
$416.67 |
| Overall Savings $1,221 |
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Our Guarantee
To You! |
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We Will Give You
the Lowest Monthly
Payment!
If not, we’ll give you a
$100 gas card!
Call us and get a FREE
deal comparison today.
Call us at
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704.969.6700
or 800.462.4421 |
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| * Example only. For current Rates & Fees, click here. |
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Federally Insured by NCUA. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
