We're transparent about our fees

All rates are subject to change without notice. All loan rates listed are lowest rates possible as of the date stated below, unless otherwise noted. While we strive to maintain our most current rates online, it may be possible that these rates are not the most current.

Please call our Financial Solutions Center at 704.969.6700 or 800.462.4421, weekdays, 8:00 AM until 5:00 PM EST for our most current rates.

Fee Schedule (Effective November 1, 2016)

  Fee Amount
Abandoned Property/Dormancy Processing Fee $25.00 
Account Research/Statement Reconciliation $20.00 / Hour
ATM/Debit/Credit Card Replacement $10.00 
Check Cashing Fee: Non-Member $15.00 
Dormant Account Fee
highest sum allowable
by applicable laws
External Transfer: Incoming & Outgoing (<$2,500) – Standard delivery No Charge 
External Transfer: Outgoing (over $2,500) – Standard delivery $3.00 
External Transfer: Incoming & Outgoing – Next business day $5.00 / Item
Holiday Share Early Withdrawal (February 1 – October 14) $5.00 / Each
Inactivity Fee (after 12 months without activity) $10.00 / Month
Levy / Garnishment Processing $75.00 
Money Orders (where available) $2.00 / Each
Non-CoOp ATM fee $1.00 
Non-Sufficient Funds(NSF)/Electronic Transaction; Returned Deposit/Payment; Overdraft Tolerance $30.00 
Official Check Fee: Members $2.00 / Each
Official Check Fee: Non-Member $15.00 
Pay-by-Phone (Non-Sharonview) $10.00 
Popmoney® (Pay Other People) – Standard delivery No Charge 
Popmoney® (Pay Other People) – Next business day $5.00 
Re-Open Membership $50.00 
Reg D Courtesy Inclearing $12.00 / Item
Returned Mail Fee $5.00 
Returned Deposit/Payment (3rd Party NSF) $10.00 
Stop Payment $30.00 
Wire Transfer: Incoming Domestic / Foreign $10.00 / $15.00
Wire Transfer: Outgoing Domestic / Foreign $15.00 / $35.00