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Identity Protection - Identity Theft, Fraud and Security
Your financial safety and security are important to us. Identity theft is one of the fastest growing crimes in the US and we want to help you protect yourself.  While Sharonview employs some of the strongest levels of security to protect your personal data, the same isn’t always true for those you come in contact with. That’s why if you know what to look for and how it happens, you can detect identity theft before it happens and the damage it can cause. In addition, Sharonview is working with LifeLock to provide identity theft protection services to our members and their families at a special discounted price.
What is identity theft?
Identity theft occurs when someone uses your name, address, Social Security number, bank or credit card account number, or other identifying information without your knowledge to commit fraud or theft.
Here are some tips to help protect you from identity thieves:
- Review your credit report once a year. You have access to one free credit report every 12 months by visiting
www.annualcreditreport.com.
- When possible, opt to receive bills and statements electronically. Review statements immediately and monitor your account activity frequently online.
- When shopping, carry just the credit cards, cash, and checkbooks you need.
- Do not carry important documents like your Social Security card, birth certificate, and passport in your purse or wallet unless necessary.
- Shred all personal or financial information before throwing it in the garbage.
- Don't give personal information to anyone over the phone, unless you initiated the call and are familiar with the company and its practices. Note: Sharonview will never contact you to request your personal data.
- Be wary of any unsolicited emails you receive (even if they contain authentic-looking logos, employee names, etc.) that either attempt to ‘verify’ or reveal your personal data or may direct you to bogus sites. Note: Sharonview will never contact you to request your personal data.
- When shopping online with a trusted company, make sure the page where you provide your credit card is located on a secure server (look for the ‘lock’ icon in the lower right-hand corner of your screen and “HTTPS” in the address bar).
What should I do if I am a victim of identity theft?
1. Contact the fraud departments of any one of the three major credit bureaus to place a fraud alert on your file.
2. Close the accounts that you know or believe have been tampered with or opened fraudulently, and inform the financial institution that you were a victim of identity theft.
3. File a police report.
4. File your complaint with the Federal Trade Commission on their website.
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Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
