Fixed-Rate Second Mortgage

Our Fixed-Rate Second Mortgage is a fixed-rate, term loan that has a set dollar amount for a one-time advance and a set payment (similar to a car loan). Once the loan is approved, loan funds are disbursed to you in a lump sum for your personal use. The funds received from the Fixed-Rate Second Mortgage may be used for any purpose.

Thanks so much for your fine service. I found it convenient and the instructions easy to follow. Richard

Benefits of a SFCU Fixed-Rate Second Mortgage:
  • Normal closing costs are waived (except in South Carolina, closing costs may apply)
  • Automatic drafting from SFCU accounts available
  • No annual fees or minimum finance charges
  • Closed-end loan available up to 100% of your home equity
  • Generous repayment period and no pre-payment penalties
  • Interest rate remains the same throughout the life of the loan
To apply click here

Once you have applied online, we will send you final documentation for your signature and we will need the following information in order to process your loan request.
  1. Copy of homeowners insurance policy showing the agents name and telephone number
  2. Most recent tax assessment or appraisal (if less than two years old)
  3. Proof of income (two copies of the most recent paycheck stubs for all persons applying)
  4. Copy of Mortgage, Deed, Deed of Trust, or Title Insurance

How do I apply or get more information:

Application and all documentation may be submitted by mail, fax, or at your branch location.
  1. To apply for a Loan from Sharonview click here. Your application will be processed immediately and you will receive your answer within minutes, anytime, day or night.
  2. Rates can be accessed by clicking here.
  3. Contact us by email.
  4. Call our Financial Solutions Center at (704) 969-6700 or (800) 462-4421 (8:00am 6:00pm EST)
  5. Visit your nearest branch
 
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.