Homeline

A HomeLine is a variable-rate, revolving credit line that works similar to a credit card. For example, if you open a HomeLine with a $10,000 credit limit, those funds are available to you to use at any time. Unlike a credit card, the loan is secured by the equity in your home, which determines the maximum amount of your credit line.

The Home Equity Loan Process with Sharonview... was such an easy process I couldnt believe it!!! Vickie

Benefits of a Sharonview HomeLine Line of Credit:
  • Sharonview pays all normal closing costs (in most cases)
  • Automatic drafting from SFCU accounts available
  • No annual fees or minimum finance charges
  • Lines of credit available up to 100% of your home equity
  • Advances available for up to 15 years
  • Annual rate adjustment cap of 3%, with maximum rate capped at 15%
  • No maximum loan limitation
  • Interest-only payment option available
To apply click here

Once you have applied online, we will send you final documentation for your signature and we will need the following information in order to process your loan request.
  1. Copy of homeowners insurance policy showing the agents name and telephone number
  2. Most recent tax assessment or appraisal (if less than two years old)
  3. Proof of income (two copies of the most recent paycheck stubs for all persons applying)
  4. Copy of Mortgage, Deed, Deed of Trust, or Title Insurance
HomeLine Important Disclosures to print and save

Home Equity Line of Credit Important Information

How do I apply or get more information:
  1. To apply for a Loan from Sharonview click here. Your application will be processed immediately and you will receive your answer within minutes, anytime, day or night.
  2. Rates can be accessed by clicking here.
  3. Contact us by email
  4. Call our Financial Solutions Center at (704) 969-6700 or (800) 462-4421 (8:00am 6:00pm EST)
  5. Visit your nearest branch
 
Federally Insured by NCUA. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.