Stronger growth for your savings

It doesn’t matter if you’re new to saving or have an investment portfolio a mile long, you can take advantage of great rates with Sharonview’s share certificates. Maximize your earning potential with an opening balance as little as $500 and see your funds grow over the 12-month term. The lower the opening tier, the higher the rate, which makes this ideal for those starting out on their financial journey.
"A Rate for Everyone" 12-Month Share Certificate
Minimum DepositMaximum DepositDividend RateAPY7
$500$10,0003.922%4.00%
$10,001$20,0002.956%3.00%
$20,001$30,0001.980%2.00%
$30,001$40,0000.995%1.00%
$40,001$50,0000.499%0.50%
 
You may know this type of account as a CD or Certificate of Deposit, as that is how banks refer to these accounts. As a credit union, however, we refer to these accounts as Share Certificates, because as a member-owner of Sharonview you are also a Shareholder in Sharonview. You technically earn dividends off of these share accounts, and not interest, like you would on a depository account at another institution.

7Annual Percentage Yield (APY) is accurate as of October 3, 2022. $500 minimum deposit required to open account; $50,000 maximum deposit. “A Rate For Everyone” 12-Month Certificates are limited to one certificate per member, are available only for a limited time and may be discontinued without notice. The advertised Annual Percentage Yield (APY) assumes dividends remain in the account until maturity; a withdrawal will reduce earnings. A penalty may be imposed for early withdrawal; the penalty for certificates with a term of 12 months is forfeiture of 90 days dividends. The penalty will, if necessary, be taken from the principal amount of the deposit. Fees may reduce earnings. Other certificate terms are available; contact a Sharonview Representative for details.

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