Sharonview strives to provide the best products and services to help our business members achieve their business goals. We offer 2 separate types of Business Checking to provide flexible options for our members, depending on their unique needs.
Better, Feature-Rich Checking Accounts
No matter which Business Sharonview Checking Account you choose, all enjoy the same great features:
- 24/7 Access to your accounts with free Business Online Banking, Mobile Banking and Phone Access
- Easy access to 30,000 free (no-fee) ATMs nationwide for cash when you need it
- Local Sharonview branches in North Carolina and South Carolina
- Access to more than 5,000 other credit union branches across the U.S. using the Shared Branching network
- Deposit checks to your account using our Mobile Deposit
- Business Bill Pay included at no additional cost6
- Back up your account with easy and affordable overdraft protection options, like a line of credit or a savings account
- Funds federally insured up to $250,000 by NCUA
Business Checking Accounts:
- Standard Business Checking accounts require $50.00 minimum to open with no minimum balance per month and no monthly service fee. No transaction fees are charged for the first 200 debit items and the first 200 credit items per month; thereafter $0.25 per item.
- Premium Business Checking accounts require $100.00 minimum to open. A minimum monthly balance of $1,500 combined in all Sharonview Business Deposit accounts must be maintained to avoid a $20 monthly service fee. No transaction fees are charged for the first 375 debit items and the first 375 credit items per month; thereafter $0.25 per item.
- Items include checks deposited or paid, online bill payments, and electronic debits and credits. Cash is considered as one transaction; however total cash deposited is subject to the Cash Transaction Fees stated below.
Cash Transaction Fees apply to all Sharonview Business Savings, Checking and Money Market Accounts as follows: Up to $5,000 per month of cash transactions (deposits and withdrawals) per month, aggregated across all Sharonview Business deposit accounts, are allowed free per month. Thereafter $2.00 per $1,000 in cash transactions (deposits and withdrawals) per month, aggregated across all Sharonview Business deposit accounts.
* Benefits require registration/activation
1 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
2 Attorneys can conduct a legal review of up to five (5) documents each quarter, make outbound calls (limited to two (2) per month) or draft letters on behalf of your business (up to three (3) per month). Service also includes up to 10 collection letters per quarter and one-on-one consultations for each new legal matter (limited to a 30-minute duration per matter).
3 Compatible with AppleTM, WindowsTM and AndroidTM. Laptops: Windows running Windows 10 and above and Macs running OS X 10.10 Yosemite and above. Tablets and Smartphones: Android Phone and tablet devices running Android 6 and above and Apple iPhone, iPod and iPad devices running iOS 12 and above.
4 Eligibility: Benefits are available to primary checking account owner and one (1) additional account owner (“Business Owner(s)”). Benefits are not available to a “signer” on the account who is not an account owner or Business Owner.
5 Available to Business Owner(s) and Employees.
6Bill Pay allows for member to send payments without a limit on the number of payments sent. Sharonview does not currently charge a fee for use of this service. Internet service provider fees may apply.