It’s easier to plan ahead for the future when you have the funds. Sharonview’s Home Equity loan (HELOAN) is dispersed in a lump-sum with a fixed interest rate and payment. If you know what you need to spend—whether consolidating debt or completing home project—a HELOAN may work for you!
Let’s look at the details:
- Fixed interest rate and term
- Terms from 10-20 years for easier repayment
- Monthly payments
- Funds disbursed at time of funding
- No penalty for early payoff!
As of September 1st, 2026, the current APR varies between 6.75% - 8.25% and is determined by credit score; a minimum 660 credit score is required. The maximum APR that could be reached is 18.00%. Appraisal fees of approximately $585-$700 may apply in certain circumstances, ask a Sharonview representative for details. Property insurance is required; flood insurance may be required. Applications are accepted for properties located in NC, SC, GA, NJ, TN, FL, PA and VA.