Earn MORE with our High-Yield Checking Account!

No minimum balance**
Direct deposit to your checking account
Free Online Banking, Mobile App and more***
High-Yield Checking
TypeDividend RateAnnual Percentage Yield
Balance up to $10,00021.98%2.00%
Balance above $10,00020.05%2.00% - 0.07%
If Requirements not Met20.05%0.05%

Finding a checking account that earns dividends is rare. High-Yield Checking has no minimum balance. Plus, you get all the convenient account access you need through online banking, via the mobile app, phone access and through a nationwide network of 30,000 ATMs.

A Better Checking Account

Sharonview's High-Yield Checking account stands apart from other checking accounts by offering a best-in-class 2.00% APY on monthly balances of up to $10,000 for each month where you meet 3 simple requirements:

  1. Direct deposit into your High-Yield Checking account of at least $1,000 per month
  2. You must make at least 10 point-of-sale or online purchases using your Sharonview High-Yield Checking debit card
  3. Log into Online Banking or the Sharonview mobile app at least once a month

And for those months where you may not meet those requirements, you would still earn 0.05% APY* on your average daily balance and a $10 maintenance fee will be applied.

Feature-Rich Checking 

  • Free Visa Debit Card
  • 24/7 Access to your accounts with free Online BankingMobile Banking*** and Phone Access
  • Easy access to 30,000 free (no-fee) ATMs nationwide for cash when you need it
  • Unlimited check writing
  • Local Sharonview branches in North Carolina and South Carolina
  • Access to more than 5,000 other credit union branches across the U.S. using the Shared Branching network
  • Deposit checks to your account using our free Mobile Deposit***
  • Set up direct deposit for your paychecks, Social Security or pension checks
  • Back up your account with easy and affordable overdraft protection options, like a line of credit or a savings account
  • Funds federally insured up to $250,000 by NCUA


Annual Percentage Yield (APY) is accurate as of May 1st, 2024.

2To earn 2.00% APY on up to $10,000, during the calendar month your high-yield checking account must receive at least $1,000 in aggregate direct deposits, you must make at least 10 point-of-sale or online purchases using your Sharonview high-yield checking debit card, and you must maintain active online banking by logging into your online or mobile banking account at least once each month. Debit card purchases must post before the end of the month to be counted for that month.
If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month and a $10 maintenance fee will be applied. Additionally, balances in excess of $10,000 will earn between 2.00% to 0.07% APY. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month. Fees may reduce earnings. APYs, terms and conditions are subject to change at any time.
**$25 minimum initial deposit required to open a High-Yield checking account.
*** Message and data rates may apply
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