Borrow what you need, for what you want

Available as a loan or line of credit
Competitive interest rates
Use for any purpose
Whether you're planning a trip or planning for the unexpected, our personal loan options help members in North Carolina, South Carolina and beyond address their financial needs at competitive interest rates. You'll have the option of adding MemberGuard Debt Protection, too.
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Personal Access Line of Credit (PAL)

  • Line of credit for access when you need it
  • Use for emergency expenses or overdraft protection on your checking account

All Purpose Loan

  • Ideal for debt consolidation, paying for a vacation or making other special purchases
  • Fixed rate means fixed payments

 

The Loan Rates shown are our best rates, as of June 1st, 2025, for qualified borrowers with specific terms. Other rates and terms may be available and/or offered to you based on qualifications or collateral used. Contact us for more information.

Subject to Credit Approval. Terms and Conditions subject to change at any time without notice.  Contact us for more information.

If you have a personal loan through UpStart and you have questions about repayment (loan modification, payment date, etc.), please contact the UpStart Servicing Team at 833.815.7597.

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