Our deposit account rates benefit you

Get more from your money with our credit union deposit rates that benefit all members, whether they're in South Carolina, North Carolina or anywhere else.

 

To add a Certificate, IRA or Money Market to your account, just Give Us a Call or visit your nearest Sharonview branch

Share/Savings
TypeDividend RateAnnual Percentage Yield
Regular Share0.050%0.05%
Special Purpose Share0.050%0.05%
Health Savings Account (HSA)0.995%1.00%
IRA Share/Savings
TypeDividend RateAnnual Percentage Yield
$500 minimum average daily balance40.150%0.15%
Below $500 average daily balance0.050%0.05%
High-Yield Savings Account
BalanceDividend RateAPY
Average Daily Balance between $100 - $100,00073.44%3.50%
Average Daily Balance above $100,00070.05%3.50% - 0.40%
Average Daily Balance below $100, or if requirements are not met70.05%0.05%
High-Yield Checking
TypeDividend RateAnnual Percentage Yield
Balance up to $10,00021.98%2.00%
Balance above $10,00020.05%2.00% - 0.07%
If Requirements not Met20.05%0.05%
Money Market Accounts
TypeDividend RateAnnual Percentage Yield
With $500 minimum average daily balance40.150%0.15%
With qualifying High-Yield Checking and $500 minimum average daily balance, up to $49,99950.399%0.40%
With qualifying High-Yield Checking and $50,000 minimum average daily balance50.648%0.65%
Below $500 average daily balance0.050%0.05%
Jumbo Money Market Rates
TypeDividend RateAnnual Percentage Yield6
With $100,000 minimum average daily balance3.440%3.50%
With $500 minimum average daily balance0.150%0.15%
Below $500 average daily balance0.050%0.05%
Investor Money Market
TypeDividend RateAnnual Percentage Yield
$5,000 minimum average daily balance30.747%0.75%
Below $5,000 average daily balance0.050%0.05%
 

Certificates

Certificates/IRA Certificate Rates ($500+ Balance)
TypeDividend RateAnnual Percentage Yield
12 Months14.018%4.10%
24 Months13.730%3.80%
36 Months12.225%2.25%
48 Months12.956%3.00%
60 Months13.053%3.10%

Dividend Rates and Annual Percentage Yields (APYs) are accurate as of May 1st, 2024

Rates are subject to change at any time without notice. APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in your account for the Period. The average daily balance is calculated by adding the balance in your account for each day of the Period and dividing that figure by the number of days in the Period. For all accounts, the dividend period begins on the first calendar day of the month and ends on the last calendar day of the month; dividends are compounded daily and credited monthly. For Certificates, the APY assumes dividends remain in the account until maturity; a withdrawal will reduce earnings. Certificates will automatically renew at maturity after a grace period of 5 calendar days. Share/Savings, Checking and Money Market Accounts rates may change at any time after the account is opened, based on the determination of the Credit Union’s Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. The Dividend Rate and APY set forth in this schedule are prospective rates and yields the Credit Union anticipates paying for the applicable dividend period. Dividends will not be paid if an account is closed before accrued dividends are credited. Fees may reduce earnings. The par value of a regular share in this credit union is $5. Refer to your Membership Agreement and Disclosures for complete terms and conditions. Insured by NCUA.

1 Penalties may apply for early withdrawal. Minimum deposit of $500 required.

2 To earn 2.00% APY on up to $10,000, during the calendar month your high-yield checking account must receive at least $1,000 in aggregate direct deposits, you must make at least 10 point-of-sale or online purchases using your Sharonview high-yield checking debit card, and you must maintain active online banking by logging into your online or mobile banking account at least once each month. Debit card purchases must post before the end of the month to be counted for that month.If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month and a $10 maintenance fee will be applied. Additionally, balances in excess of $10,000 will earn between 2.00% to 0.07% APY. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month. Fees may reduce earnings. APYs, terms and conditions are subject to change at any time. $25 minimum initial deposit required to open a High-Yield checking account. 

3 Minimum average daily balance of $5,000 and relationship with Sharonview Financial Services required. Regular share APY paid on balances less than $5,000.

4 Minimum average daily balance of $500 required. Regular share APY paid on balances less than $500.

5To earn the advertised APYs, each calendar month your Money Market account average daily balance must meet the minimums stated above, and you must maintain a High-Yield Checking account that meets the following transaction requirements: each calendar month your High-Yield Checking account must receive at least $1,000 in aggregate direct deposits, you must make at least 10  point-of-sale or online purchases using your Sharonview High-Yield Checking debit card, and you must maintain active online banking by logging in to your online or mobile banking account at least once each month. Debit card purchases must post before the end of the month to be counted for that month.  If your High-Yield Checking account does not meet these transaction requirements for the month, the entire Money Market account balance will earn the regular money market (non-high-yield) rate for that month. If your Money Market average daily balance falls below the minimum balance of $500, the regular share rate will be paid. The dividend period, and qualifying High-Yield Checking activity period, begins on the first calendar day of each month and ends on the last calendar day of each month.

6Membership eligibility required. $500 minimum deposit to open account. To earn the promoted APYs, each calendar month your Jumbo Money Market account average daily balance must meet the stated minimums. Dividend period is the first calendar day through the last calendar day of each month. Fees could reduce earnings on Jumbo Money Market, ask a Sharonview employee for details. Terms and conditions are subject to change at any time.

7To earn the promoted Annual Percentage Yield on average daily balances up to $100,000, during each calendar month your high yield savings account must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits. If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month. Balances in excess of $100,000 will earn between 3.50% to 0.40% APY based on the dividend rates above. Additionally, withdrawals in excess of six per month will incur a $25 fee per withdrawal.  Fees may reduce earnings on the account. $100.00 minimum deposit required to open account. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month.  This account does not permit Debit or ATM Card access. Terms and conditions are subject to change at any time.

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