Save with our credit union loan rates

Members in South Carolina, North Carolina and beyond, get the financial boost you need to achieve more of your goals.

All rates are subject to change without notice. All loan rates listed are lowest rates possible as of the date stated below, unless otherwise noted. While we strive to maintain our most current rates online, it may be possible that these rates are not the most current.

Please call us at 704.969.6700 or 800.462.4421, weekdays, 8:00 am until 5:00 pm EST for our most current rates.

Vehicle Loans
TypeAPR as low as
Auto1.99%
Motorcycle3.24%
RV5.99%*
Boat5.99%*

*Minimum loan amounts required, contact us for details.

Personal Loans
TypeFixed APR as low asVariable APR as low as
Personal Access Line (PAL)1 11.24%
All Purpose Loan10.49% 
Credit Cards
TypeIntro APRVariable APR
Sharonview Affordable Rate21.90% Introductory APR for 12 months10.99% - 18.00%
Sharonview Unlimited Rewards®21.90% Introductory APR for 12 months12.49% - 18.00%
Share & Certificate Loans
TypeFixed APRVariable APR
Share Secured LoansShare rate + 2.50% 
Certificate Secured LoanCertificate rate + 2.50% 

The Loan Rates shown are our best rates, as of April 2, 2018, for qualified borrowers with specific terms. Other rates and terms may be available and/or offered to you based on qualifications or collateral used. Contact us for more information.

1 Sharonview PAL rates are based on the Prime Lending Rate plus or minus a certain margin. The Prime Lending Rate is the highest listing of Prime in the Wall Street Journal on the last business day of each month. Margins are based on your creditworthiness. See your SFCU representative for information about your rate and margin.

2 For more information on Rates and Terms view the Unlimited Rewards Disclosure. For more information on Rates and Terms view the Affordable Rate Credit Card Disclosure.

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