Save with our credit union loan rates

Members in South Carolina, North Carolina and beyond, get the financial boost you need to achieve more of your goals.

All rates are subject to change without notice. All loan rates listed are lowest rates possible as of the date stated below, unless otherwise noted. While we strive to maintain our most current rates online, it may be possible that these rates are not the most current.

Please call us at 704.969.6700 or 800.462.4421, weekdays, 8:00 am until 5:00 pm EST for our most current rates.

Vehicle Loans1
TypeRate/Term 1Rate/Term 2Rate/Term 3
Auto (Incl. .25% discount for autopay)Rate as low as 1.99% / 60 mos.Rate as low as 2.49% / 72 mos.Rate as low as 3.49% / 84 mos.
Motorcycle (incl. 25% discount for autopay)Rate as low as 3.24% / 60 mos.Rate as low as 4.24% / 72 mos.Rate as low as 5.24% / 84 mos
RV (incl. 25% discount for autopay)Rate as low as 5.49% / 60 mos.*Rate as low as 5.24% / 120 mos.*Rate as low as 4.99% / 180 mos.*
Boat1 (Incl. .25% discount for autopay)Rate as low as 5.49% / 60 mos.*Rate as low as 5.24% / 120 mos.*Rate as low as 4.99% / 180 mos.*

*Minimum loan amounts required, contact us for details.

Personal Loans2
TypeFixed APRVariable APR
Personal Access Line (PAL)2 Rate as low as 8.25%
All Purpose Loan1 (Incl. .25% discount for autopay)Rate as low as 7.99% / 36 mos. 
Credit Cards3
TypeIntro RateVariable Rate
Sharonview Affordable RateRates as low as 1.90% up to 12 months10.24% - 17.99%
Sharonview Unlimited Rewards®Rates as low as 1.90% up to 12 months11.74% - 18.00%
Share & Certificate Loans
TypeFixed APRVariable APR
Share Secured LoansRate as low as share rate 2.50%* 
Certificate Secured LoanRate as low as certificate rate 2.50%* 

1 The Loan Rates shown are our best rates for qualified borrowers with automatic payments and specific terms. Other rates and terms may be available and/or offered to you based on qualifications or collateral used. Contact us for more information.

2 Sharonview PAL rates are based on the Prime Lending Rate plus or minus a certain margin. The Prime Lending Rate is the highest listing of Prime in the Wall Street Journal on the last business day of each month. Margins are based on your creditworthiness. See your SFCU representative for information about your rate and margin.

3 For more information on Rates and Terms view the Unlimited Rewards Credit Card disclosure. For more information on Rates and Terms view the Affordable Rates Credit Card disclosure.

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