Save with our credit union loan rates

Members in South Carolina, North Carolina and beyond, get the financial boost you need to achieve more of your goals.

All rates are subject to change without notice. All loan rates listed are lowest rates possible as of the date stated below, unless otherwise noted. While we strive to maintain our most current rates online, it may be possible that these rates are not the most current.

Please call us at 704.969.6700 or 800.462.4421 for our most current rates.

Vehicle Loans
TypeAPR as low as
Auto Loans1.99%
Motorcycle Loans5.99%*
RV Loans3.99%*
Boat Loans5.99%*

*Minimum loan amounts required, contact us for details.

Personal Loans
TypeFixed APR as low asVariable APR as low as
Personal Access Line (PAL)1 9.49%
All Purpose Loan7.49% 
NOTE: Credit card rates are for new Sharonview Credit Cards, issued after February 26, 2021. Legacy Sharonview cards issued prior to February 26, 2021 (specifically, Affordable Rate, Ultimate Rewards and Visa Signature) are no longer being offered.
Credit Cards
TypeIntro APRVariable APR
Platinum Card2View RateView Rate
Real Rewards2View RateView Rate
Max Cash Preferred Card2View RateView Rate
Secured Card2View RateView Rate

The Loan Rates shown are our best rates, as of April 01, 2021, for qualified borrowers with specific terms. Other rates and terms may be available and/or offered to you based on qualifications or collateral used. Contact us for more information.

1 Sharonview PAL rates are based on the Prime Lending Rate plus or minus a certain margin. The Prime Lending Rate is the highest listing of Prime in the Wall Street Journal on the last business day of each month. Margins are based on your creditworthiness. See your SFCU representative for information about your rate and margin.

2 Sharonview Credit Union credit cards are issued by Elan Financial Services, through a third-party service arrangement. Rates and Terms are available by following this link.

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