Lifestyle checking with everyday perks & rewards!

SpendingPlus makes it simple to protect your finances, save money on everyday purchases, and make your life better. 

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SpendingPlus includes exclusive savings and financial features!

Save When You Play

  • Travel and Leisure Discounts
    Redeem and print coupons online or access discounts from a mobile device for thousands of local and national businesses. Digital access lets you take advantage of instant savings anywhere and anytime. (available via mobile or web only)

  • $hopping RewardsTM
    Get access to exclusive offers and discounts at thousands of leading online retailers. Shop online using our customized shopping portal and receive cash back. Cash back can be used towards future purchases or conveniently sent to you as a check. (registration/activation required; available via mobile or web only) 

  • Fuel Savings1
    Register for the Fuel Rewards® program and save 5¢/gal at participating Shell stations with Extended Gold Status. Simply enter your phone number or Alt ID at the pump to see the savings instantly.

Save On Health Care

  • Telehealth2
    Access to 24/7 video or phone visits with U.S.-based board certified, licensed and credentialed doctors ready to help you and your family. There are zero copays, plus discounts on prescriptions and lab work. (registration/activation required)

Help Better Protect Your Identity

You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service3, can help better protect your identity.

  • Identity Theft Expense Reimbursement Coverage4
    Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

  • Comprehensive Identity Theft Resolution Services
    Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.

  • Identity Monitoring
    Monitoring of over 1,000 databases. (registration/activation required)

SpendingPlus also helps protect you from unexpected losses

  • Cellular Telephone Protection4
    Receive up to $800 of replacement or repair costs if your cell phone is stolen or damaged ($50 deductible applies). Up to two (2) claims and maximum $1,000 per eligible account, per 12-month period. Covers up to four (4) phones on a cellular telephone bill. (Cellular telephone bill must be paid using eligible account.)

  • Debit Advantage®
    Buyers Protection4 covers items for 90 days from the date of purchase against accidental breakage, fire or theft. 

  • Extended Warranty4 extends the U.S. manufacturer’s original written warranty up to one (1) full year on most new retail purchases if the warranty is less than five (5) years. (Item(s) must be purchased entirely with eligible account.)

  • Roadside Assistance4
    24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lockout/tire assistance up to $100 per occurrence. Maximum of two (2) occurrences per 12-month period. 

SpendingPlus Financial Features

  • Visa Debit Card
  • 24/7 Access to your accounts with free Online Banking, Mobile Banking5 and Phone Access
  • Easy access to 30,000 free (no-fee) ATMs nationwide
  • Local Sharonview branches in North Carolina and South Carolina
  • Access to more than 5,000 other credit union branches across the U.S. using the Shared Branching network

All for a $10 monthly fee.

This fee can be waived by completing the following:

  • Direct deposit into your Spending Plus Checking account of at least $1,000 per month.
  • You must make at least 10 point-of-sale or online purchases using your Sharonview Spending Plus Checking debit card.
  • Log into Online Banking or the Sharonview mobile app at least once a month.
1 Restrictions apply. See sfcuspendingplus.clubchecking.com for details.
2 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
3 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
5 Message and data rates may apply.
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