You won't get bogged down with this low-rate Visa® credit card, and you'll enjoy all the purchasing power a Visa® card provides. Sometimes you just need a low intro APR (Annual Percentage Rate) as well as an ongoing low rate to give you some time to pay off balances from other cards. If you need to carry a balance from time to time, that’s where Sharonview’s Affordable Rate Visa Credit Card can really help.

Ideal for saving money on purchases and balance transfers, our Affordable Rate Visa® Credit Card is a great addition to your wallet. Use it worldwide wherever Visa® is accepted and get a 25-day grace period on purchases. Read the disclosure for full details.
Save Money with No Fees AND a Lower Rate
Do you want a great balance transfer offer? How about NO FEE for balance transfers made during the first 60 days? We think you’ll agree that is one of the best offers out there. This move alone could save you hundreds of dollars over the 3%-5% transfer fees other cards charge.
In addition, we also offer a low intro rate for a full 12 months, followed by a lower normal APR than most other cards, making this card great for purchases too.
A low APR and No Fees are just a couple of the benefits of having the Affordable Rate Credit Card with Sharonview Federal Credit Union. Because we are a not-for-profit, financial cooperative, owned by our members, we can offer lower interest rates and lower fees than many banks. Learn more about the benefits of a credit union membership.
Put Yourself In Control
Our Affordable Rate Visa Credit Card is designed to help you control your credit card debt. And when you choose to move over your higher interest rate credit card balances to a Sharonview Affordable Rate Card, you are choosing to save hundreds or even thousands of dollars in interest over what you may have paid on the other cards.
Using your Sharonview Credit Card contactless is now even easier with Apple Pay®
- Your Sharonview card information is never shared with the merchant
- Pay in-store at the card reader, using your iPhone® and Touch ID®
- Pay online or in-app at checkout using Touch ID

Learn More about Apple Pay
The easiest way to make a payment is to transfer money from your Sharonview checking account to your Sharonview credit card through Online or Mobile Banking. When you see your account listed, just tap the "Pay" button.
To make a payment using a non-Sharonview account, first tap on the Credit Card account to enter Online Credit Card Access. Next, use the "Make A Payment" option. By entering your checking or savings account information, you can have a payment posted to your account within a few business days.
Also, you can make a payment by stopping in at a Sharonview branch or by mailing payment to the address provided on the Make a Payment page. If you have any questions, please contact 866-929-1901.
1 Rates subject to approval.
2 2% fee for balance transfers after the first 60 days from account opening. 1.90% intro APR on purchases and balance transfers for 12 months, then a variable APR, 8.24% to 17.24% based on your creditworthiness. 2% fee for cash advances and 1% fee for foreign transactions.