Our HomeLine is a variable-rate, revolving credit line that works similar to a credit card. For example, if you open a HomeLine with a $20,000 credit limit, those funds are available to you to use at any time. The loan is secured by the equity in your home, which determines the maximum amount of your credit line.

  • Sharonview pays all normal closing costs (in most cases)*
  • No annual fees
  • Lines of credit available up to 95% of your home's equity
  • 15 year line of credit - available when you need it
  • Interest paid may be tax deductible - see your tax advisor
Home Equity Line of Credit Important Information
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Home Equity Loan

Our Home Equity Loan is a fixed-rate, term loan that has a set dollar amount for a one-time advance and a set payment (similar to a car loan). Once the loan is approved, loan funds are disbursed to you in a lump sum for your personal use. The funds received from the Home Equity Loan may be used for any purpose.

  • Sharonview pays all normal closing costs (in most cases)*
  • Automatic drafting from SFCU accounts available
  • No annual fees or minimum finance charges
  • Closed-end loan available up to 95% of your home equity
  • Generous repayment period and no pre-payment penalties
  • Interest rate remains the same throughout the life of the loan
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Once you have applied for a HomeLine or a Home Equity Loan online, we will need the following information in order to process your loan.

  • Copy of homeowners insurance policy showing the agents name and telephone number
  • Proof of income (a copy of your two most recent paycheck stubs for all persons applying)
  • Copy of Mortgage, Deed, Deed of Trust, or Title Insurance

*For properties in S.C., up to $100 closing costs apply. For loan amounts above $250,000, additional third party costs may apply. Property insurance is required and flood insurance may be required.
Accepting applications for properties located in all states except Texas.