Buying a home is one of the most important purchases you'll ever make. Whether you're looking for a new home, purchasing a second home, or refinancing an existing mortgage, our team of experts can provide personal attention and a stress-free experience while typically saving you thousands over other providers.


Fixed-Rate Mortgage

Purchase or refinance your home without the typical expense or time investment. Fixed rate mortgages are ideal for those who want a fixed monthly payment and who plan to stay in their home for a long time.

  • Very competitive rates and terms
  • No application fee, origination, processing or documentation fees*
  • Jumbo mortgages ($1 million max)**
  • Closing usually within 25 days!1
  • Finance up to 97%** LTV on purchases and 95% LTV on refinances
  • Financing available on owner-occupied single family residence (including condos and townhomes) and second homes.



SuperSaver Fixed-Rate Refinance Mortgage

Our popular SuperSaver fixed-rate mortgage helps members save money by refinancing and paying off their mortgage sooner! Get all of the features of our fixed-rate mortgages, plus:

  • Flexible terms up to 20 years and up to 85% LTV
  • Serviced by Sharonview - we won't sell your mortgage
  • Cash-out option - great for bill consolidation, education expenses and home improvements



The Adjustable-Rate Mortgage

Sharonview's adjustable-rate mortgage (ARM) is designed to save members hundreds, even thousands of dollars over a "traditional" mortgage. Adjustable-rate mortgages offer a lower initial interest rate and therefore a more affordable monthly payment than a fixed-rate mortgage. After the initial fixed-rate period, the interest rate can change periodically, however rate caps protect you from large payment swings.

  • Very competitive rates and terms
  • No application fee, origination, processing or documentation fees*
  • Jumbo mortgages ($1 million max)**
  • Closing usually within 25 days!1 
  • Finance up to 97%** LTV on purchases and 95% LTV on refinances
  • Financing available on owner-occupied single family residence (including condos and townhomes) and second homes.



Advantage Mortgage (3/3 ARM)

Sharonview’s Advantage Mortgage is designed with additional flexibility over traditional adjustable-rate mortgages. The interest rate is locked for 3 years, and then can adjust every 3 years thereafter. This product is great for first time homebuyers. Get all of the features of our adjustable-rate mortgages, plus:

  • Finance up to 99% LTV
  • No borrower-paid mortgage insurance
  • First-time homebuyer program – up to 99% LTV for purchases
  • Low closing costs
  • Serviced by Sharonview - we won't sell your mortgage



My New Home Fund

Ready to buy or still searching? We’ll give you up to $2,000 towards closing!2 My New Home Fund unites area realtors and our mortgage underwriters with selected builders and sellers (Greater Charlotte region currently) to help get you the expertise you deserve and expect – and closing cost savings, too!  

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*Third-party charges, points and interim interest may apply. **Subject to credit approval. Accepting applications for properties located in all states except Texas. 1From receipt of completed application and purchase contract. 2Certain other qualifications apply to earn up to $2,000 credit on closing costs. Learn about these online by visiting our website at www.sharonview.org/mynewhomefund or calling 800.462.4421 or 704.969.6700 (Charlotte).