Sharonview’s High-Yield Checking Account makes it easy to earn dividends. With no minimum balance, you can earn up to 2.00% annual percentage yield on your daily balance up to $10,000 as long as you meet three simple monthly requirements.
Monthly requirements:
- Direct deposit into your High-Yield Checking account of at least $1,000 per month
- You must make at least 10 point-of-sale or online purchases using your Sharonview High-Yield Checking debit card
- Log into Online Banking or the Sharonview mobile app at least once a month
And, if you don’t meet the requirements, you can still earn 0.05% APY* on your average daily balance and a $10 maintenance fee will be applied.
Dividend Rates and Annual Percentage Yields (APYs) are accurate as of August 1st, 2026
2To earn 2.00% APY on up to $10,000, during the calendar month your high-yield checking account must receive at least $1,000 in aggregate direct deposits, you must make at least 10 point-of-sale or online purchases using your Sharonview high-yield checking debit card, and you must maintain active online banking by logging into your online or mobile banking account at least once each month. Debit card purchases must post before the end of the month to be counted for that month.
If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month and a $10 maintenance fee will be applied. Additionally, balances in excess of $10,000 will earn between 2.00% to 0.07% APY. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month. Fees may reduce earnings. APYs, terms and conditions are subject to change at any time.
**$25 minimum initial deposit required to open a High-Yield checking account.
*** Message and data rates may apply