In today’s digital world, promises of high investment returns, unbeatable deposit rates, and ultra-low loan offers are just a click away. If they sound too good to be true, they probably are. If these offers are coming from third-party websites and not your trusted credit union, they could scams designed to steal your money and personal information.

At Sharonview, your financial security is our top priority. We want to help you spot the red flags and protect yourself from deceptive tactics that target unsuspecting consumers.

Common Scam Tactics

Scammers’ websites often look professional and convincing, so identifying a scam can be hard to spot. Be on the lookout for…

• Promises of 10%+ returns on investments, savings accounts with unusually high interest rates, or personal/vehicle loans with unbelievably low rates.
• Phrases like “limited-time offer” or “act now before rates change” are designed to lure you into a false sense of urgency.
• Logos or names from reputable financial institutions may be used without permission to build false credibility.
• A request for sensitive information—like your social security number, bank account details, or login credentials—under the guise of “pre-qualification” or “rate comparison.”

What’s at Risk?

Engaging with fraudulent sites can lead to serious consequences:

• Your personal data can be used to open fake accounts or commit fraud in your name.
• You might transfer funds to a fake investment or pay fees for loans that don’t exist.
• Unauthorized activity can impact your credit score, taking months to resolve.

How to Stay Safe

• Never apply for loans or open accounts through third-party websites. Always go directly to our official website or visit one of our branches.
• If you’re unsure whether an offer is legitimate, contact us directly. We’ll help you confirm.
• Secure websites start with “https://” and display a padlock icon in the browser.
• We will never ask for your personal information or account credentials via email or text.

Trust Your Credit Union

We offer competitive rates, personalized service, and secure access to your financial needs—without the risk. Whether you're looking for a personal loan, vehicle financing, or a high-yield savings account, we’re here to help you make informed and safe decisions.

Let’s keep your money—and your identity—where it belongs: safe, secure, and in your hands.

If you have questions about fraud or suspect your account may be compromised, please visit one of our branches or call our Member Experience Center at 800.462.4421,