Our deposit account rates benefit you

Get more from your money with our credit union deposit rates that benefit all members, whether they're in South Carolina, North Carolina or anywhere else.

Share/Savings
TypeDividend RateAnnual Percentage Yield
Regular Share0.100%0.100%
Special Purpose Share0.100%0.100%
Money Market/IRA Savings
TypeDividend RateAnnual Percentage Yield
$1,000 - $9,9990.200%0.200%
$10,000 - $24,9990.250%0.250%
$25,000 - $49,9990.300%0.300%
$50,000 0.349%0.350%
Premium Money Market+
TypeDividend RateAnnual Percentage Yield
$25,000 minimum balance0.399%0.400%
Premium Plus Money Market+
TypeDividend RateAnnual Percentage Yield
$50,000 minimum balance0.499%0.500%
Investor Money Market++
TypeDividend RateAnnual Percentage Yield
$5,000 minimum balance0.747%0.750%

*Annual Percentage Yield (APY) is accurate as of 3/1/2014. These rates may change any time without prior notice. After your account is opened, the dividend rate may change.

+Earns savings rate if balance falls below minimum. Does not apply to IRAs.

++Requires relationship with Sharonview Financial Services. Earn savings rate if balance falls below minimum. Does not apply to IRAs.

Certificates/IRA ($500 - $9,999 Balance)
TypeDividend RateAnnual Percentage Yield
3-5 months0.200%0.20%
6-11 months0.250%0.25%
12-23 months0.349%0.35%
24-35 months0.499%0.50%
36-59 months1.242%1.250%
60 months1.489%1.50%
Certificates/IRA ($10,000 - $49,999 Balance)
TypeDividend RateAnnual Percentage Yield
3-5 months0.250%0.25%
6-11 months0.300%0.30%
12-23 months0.548%0.55%
24-35 months0.747%0.75%
36-59 months1.489%1.500%
60 months1.980%2.000%
Certificates/IRA ($50,000 - $99,999 Balance)
TypeDividend RateAnnual Percentage Yield
3-5 months0.300%0.30%
6-11 months0.399%0.40%
12-23 months0.648%0.65%
24-35 months0.995%1.00%
36-59 months1.735%1.750%
60 months2.127%2.150%
Certificates/IRA ($100,000+ Balance)
TypeDividend RateAnnual Percentage Yield
3-5 months0.349%0.35%
6-11 months0.449%0.45%
12-23 months0.995%1.00%
24-35 months1.242%1.25%
36-59 months1.833%1.850%
60 months2.225%2.250%

The rates and Annual Percentage Yield (APY) for non-term accounts are prospective for the current dividend period. The APY assumes dividends remain in account until maturity. A withdrawal reduces earnings. A dividend penalty will apply to early withdrawal of share certificates. For share certificates, there is a 5 day grace period provided at maturity. Your savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA). The above dividend rates and APYs are subject to change without notice.

+A higher Dividend Rate being offered by us at any time, with our standard published terms between 12 to 23 months, may be elected one time during the certificate term - and that new rate would apply for the remaining term and the actual APY would be higher. Excludes any other special certificates offered during this term. Rate will only be raised at member’s request.

Fees could reduce earnings.

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